In an effort to inject more frugality into my life, I have taken the following measures to ensure that I save more money every month. It has worked for me for the past couple of months. Perhaps it might help you save some money too.- Clean out closet. Sell stuff for cash or donate to get a tax deduction.
- Repair or alter clothing to give it a new life instead of tossing them out.
- Dress minimally; mix-and-match key fashion pieces.
- Replace some high-end skincare and makeup brands with drug store brands.
- Write a list before going shopping.
- Do own manicure and pedicure.
- Get a rewards and cash-back credit card.
- Avoid paying interest on credit cards.
- Request a reduction in credit card interest rate.
- Always pay credit card bills on time to avoid late fee.
- Refinance home mortgage.
- Making gifts instead of buying.
- Buy refurbished electronics.
- Read magazines online.
- Get rid of land line, just pay one cell phone bill.
- Eliminate some cable service.
- Cancel health club membership.
- Eat out less. Cook simple meals at home.
- Drink water instead of flavored drinks.
- When eating out, order an entree and appetizer instead of two entrees.
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